Regular saving on the STEEM blockchain with SPinvest - RESTEEM bounty open to all


Hello and welcome to this SPinvest post
.
About SPinvest...........
> SPinvest is a tokenized investment fund/club for all users of the STEEM blockchain. Everyone is welcome! The concept of SPinvest is to get rich slowly by using time tested methods of earning, saving and compounding long term. We encourage long term investing on and off the STEEM blockchain. We hope someday everyone will HODL some SPI tokens that can be bought directly from @spinvest are through the steem-engine are dex.steemleo exchanges.*
.
SPinvest are SPI tokens are not to confused with SBI shares. It's like comparing chalk with cheese. SBI is a complex untokenized upvoting bot. SPinvest is a different beast altogether. We power up every STEEM we get from SPI token sales and use that STEEM POWER to produce earnings of upto 20%. As all SPI tokens are backed 100% with STEEM POWER there is no risk to investors capital and cashing out can be done instantly using our 99.99% buyback wall. STEEM earned the @spinvest STEEM POWER balance is used to invest off-platform which provides SPinvest with a balanced portfolio of safe time tested investments currently including bitcoin, precious metals, stock funds, and more. Full details about SPinvest can be found here
.
100% BuyBack Liquidity offered
Buy and sell back SPI tokens on the Steem-engine are Dex.steemleo exchange's

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(RESTEEM this post and receive a 0.2 SPI token bounty)
Yes, anyone and everyone that RESTEEMS this post within 96 hours of it being uploaded will get a 0.2 SPI token bounty. Let's get as many eyes on this post as we can while rewarding those that help with wonderful SPI token.

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Saving on the blockchain with SPinvest

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In today's post, we will be looking at why and how you can build a savings fund on the STEEM blockchain using SPinvest. We all know that we should be saving for whatever the reason, be it for a holiday, new car, kids education are retirement. SPinvest promotes and teaches the importance of regular saving and how putting away a little can turn into a lot.

Intro

I may seem like a daunting task for some of us to think about saving for the future as most people think they don't have enough at the end of the week to set anything aside. Everyone can save something no matter your budget and once you understand this, you'll be blown away with the results you can make for yourself. Little and often is the key to building a nest egg for yourself.

We all know that time goes by us quickly and 5-10 years is not long going in. Hours and days can drag in but months and years fly in on us. Don't be someone that thinks to themselves, i wish i started this back then are i shoulda, woulda, coulda done this back then and I'd have this today. It would have been nice to buy $1000 of BTC back in 2011 because you'd be a millionaire today but i didn't so I'll take advantage of the opportunity today. Today, BTC is at $9300, gold is at $1550 per oz and the SP500 is around $3200, do you think each of these investments will be worth more are less in 10-20 years? We all know the answer is more as fiat cash is pumped into the system in its trillions so never think it's too late are the timing is not right now to invest in something. Get out of the way of thinking i cant, look and plan action on what you can do today right now. The sooner the better.

Regular Saving

Spinvest's good friend and club member @taskmaster4450 wrote a post a few weeks back showing the potential of saving and compounding SPI token for 10 years. His results and figures were real eye-openers and i think they are worth sharing to show just what can be done when you save something regularly.
Regular saving is the best way to get started, you can start with any amount from only $5-10 per week and what you are trying to do is build a routine and make saving a thing to do every week without thinking about it. The best time to do your saving is when you get paid, most people have a tendency to spend all their money and have nothing at the end of the week. Take out your savings before you start spending, removing $5-10 from your pay will most likely not alter your lifestyle but will yield results. Please see the chart below showing the first-year of figures saving $5 per week and how they compound and add up over time. This technique can be applied to any investment, not just SPI tokens.

Things i have factored into these numbers
- STEEM $ price starting at $0.15 rasing $0.0125 every 13 weeks (5 cents per year). This is very conservative i think.
- SPI token prices increase by 0.05 STEEM every 13 weeks to still inline with our projected 20% yearly ROI

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Saving just $5 per week for 1 year could grow you a fund worth $300. Saving in the bank would have saved you $5 x52 which is $260. Based on STEEM increasing 5 cents per year and SPinvest continuing to earn a minimum of 20% per year, you can expect to earn 15.3% on your total holding. You might be thinking if the price of STEEM is up and SPinvest earns 20% per year, why have i earned less than 20%? This is because only the tokens you bought on week 1 earned you 20% as you have held them for 1 year, tokens you bought on week 26 have earned you 10% as you have held them for 6 months and tokens you bought in week 51 will have earned you 0.38% as you've held them for 1 week. Another factor is the price of STEEM increase by 0.0125 cent every 13 weeks meaning you get less for your $5. Think of year 1 as building your base.

After year one, things get a little more interesting as you'll start to benefit from compounding. Instead of posting the whole table, i have snipped out every 13 weeks for the next 2 years bringing us to end of 3 years of regular saving which will have cost you $780 in weekly increments.
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Pretty easy to see the benefit of compounding. Your ROI at the end of year 2 based on total dollar savings would be 30.7% and after year 3 it would be 39.7%. The reason your ROI keeps increasing is because as you start each new year, you are starting with more SPI tokens that are earning 20% per year. In dollar terms by the end of year 3, you will have saved $780 and hold a fund worth $1294.

Taking at looking at the next 2 years to by us to the end of year 5 and things only get better. Remember, you can do this sort of regular investing with any investment whether it be a precious metal, stock fund, cryptos are even just a regular saving account. Compounding is the magic dust of saving.

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So after 5 years of saving just $5 per week with SPinvest, you would have invested a total of $1300 and you would own 3737 SPI tokens worth $2840 based on conservative increases giving you an overall ROI for 5 years of 218% are a 43.7% yearly averaged rate. Do you still think saving $5 a week is pointless?

I am not going to go past 5 years as i think this is enough to show you the power of compounding. $5 is not a lot of money and if you remove it as soon as you get it, you don't miss it. Just out of interest let us have a look at saving different amounts. There's nothing to learn here but its fun and interesting to see what results can we get by saving more than $5. These snips are results of saving different amounts for 5 years.

$10 per week - $2,600 invested
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$25 per week - $6,500 invested
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and $50 per week - $13,000 invested
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Now you have the proof that even saving as little as $5 per week can make a difference, the longer you do it the more you save, the larger your fund. The larger your fund, the more interest you earn and compounding soon takes over as interest-earnings surpass your weekly investment. By this time, you have a passive income. Passive incomes are a different subject for another day's post. I hope you can see the benefit's of compounding and how SPinvest is set up to encourage and reward long term HODLer's of the SPI token.

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How can you get involved with SPinvest

Easy, buy and hold some tokens. You can buy them directly are earn them in many different ways. As an SPI token holders you will have the option to either HODL your tokens and be non-active within the club are you can become a member of the club and take part in investment voting and SPinvest structure. Both token holders and SPI club members earn the same ROI so do not think that club members are in it for an increased ROI. Each SPI tokens earns the same. Let's have a look at the different ways you can get SPI tokens by either buying them are earning them.

|Buying SPI tokens |Link|
|-|-|
| Directly from @spinvest | https://steemleo.com/@spinvest |
| From the steem-engine exchange | https://steem-engine.com/?p=market&t=SPI |
| From the Leo DEX exchange | https://dex.steemleo.com/market/SPI |
| Buy from the Leo Marketplace in $ amounts | |
| $5.00 | https://shop.steemleo.com/@spinvest/k622mi6c-500-spi-token-pack |
| $25.00 | https://shop.steemleo.com/@spinvest/k622obkz-25-spi-token-pack |
| $100 | https://shop.steemleo.com/@spinvest/k622qlw6-100-spi-token-pack |

|Earning SPI tokens |Link|
|-|-|
| Delegating Leo tokens @spinvest-leo | https://steemleo.com/@spinvest-leo |
| Delegating Neoxian tokens @spinvest-neo | https://www.neoxian.city/@spinvest-neo |
| Using the Spinvest beneficiary service | https://goldvoice.club/steem/@spinvest/spinvest-beneficiaries-launch-post |

Thank you for reading through this Post

I hope that you have enjoyed this post. SPinvest encourages saving in all shapes and forms, today we have looked at the awesome power of compound saving using a cost avg method by investing weekly. If you have any questions about SPinvest please free feel to ask in the comments below.

If you take 1 thing away from this post please let it be.................
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Buy SPI tokens directly from @spinvest. Each token is currently priced at 1.00 STEEM and you can send any amount directly to @spinvest and i will issue you SPI tokens to 2 decimal places for the value of STEEM to send. All tokens bought directly will be sent to investors SE wallets within 24 hours but most likely much sooner.
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Important Information

| Information | URL Link |
|-|-|
| SteemPower Investments Introduction Post | Click HERE |
| SteemPower Investments Club Partnership Agreement | Click HERE |
| How to become a club member | Click HERE |
| How to convert SE tokens into SPI tokens | Click HERE |
| Join the SPI club Discord server | Click HERE |
| Join the SPI curation trail | Click HERE |
| What's best for the SPI Club? Centralized vs Decentralized | Click HERE |
| SPI tokens 95% buyback guarantee | Click HERE |
| SPI Club monthly Fiat to SPI token group buy | Click HERE |
| | |
| | |

**All questions are welcome, please ask in the comments below**

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CLICK here for full details about SPI beneficiaries
Show support to SteemPower Investments through it's Patreon Page
Click here to join the SPinvest community over at beta.steemit.com (Steemit Communities)

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(RESTEEM this post and receive a 0.2 SPI token bounty)
Yes, anyone and everyone that RESTEEMS this post within 96 hours of it being uploaded will get a 0.2 SPI token bounty. Let's get as many eyes on this post as we can while rewarding those that help with wonderful SPI token.

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Posted via Steemleo


Comments 97


According to the Bible, Will animals and pets go to heaven? (Part 3 of 4)

(Sorry for sending this comment. We are not looking for our self profit, our intentions is to preach the words of God in any means possible.)



Comment what you understand of our Youtube Video to receive our full votes. We have 30,000 #SteemPower. It's our little way to Thank you, our beloved friend.

Check our Discord Chat
Join our Official Community: https://beta.steemit.com/trending/hive-182074

01.02.2020 13:37
0

@spinvest Resteemed!

Also remembering about that 64 Steem I've sent during that 3-day-period for 2% Bonus :)

01.02.2020 13:37
0

Where did you send it? and when

01.02.2020 13:43
0

To @spi-payments
It was 2 days ago. (30/01/2020 12:31 pm UTC+1)

01.02.2020 13:51
0

Resteemed

Posted using Partiko Android

01.02.2020 13:41
0

Thank you for the RESTEEM, i have issued you your reward :)

01.02.2020 13:47
0

Resteemed.

Posted via Steemleo

01.02.2020 14:04
0

Thank you my friend, 0.20 SPI token sent :)

01.02.2020 14:15
0

Resteemed my friend.

Have you thought of doing a PAL SPinvest? Just wondering cuz i got a bunch of tokens just sitting around doing nothing..

01.02.2020 14:22
0

0.2 SPI sent

No, each sub-account needs someone to run the account. I'm not really into PAL, it's not our target market it's full of unactive members.

01.02.2020 14:27
0

ohh, ok. That makes sense. Thanks for letting me know :0)

01.02.2020 17:35
0

@spinvest-NEO is doing just that ;)

02.02.2020 03:11
0

I am already invested in spinvest-NEO! ;) However, for some reason I never got the payout this month? According to the post you put out recently I was supposed to recieve 5.8 SPI shares this month but I haven't received any yet? Was there a problem?? Any chance I could get you to take a look and see whats going on with that? I would really appreciate it :0)

04.02.2020 13:09
0

DOOD! You gotta ping me or get on Discord. LOL

I will check, I know I sent it but it could have been mis-spelled 😱 but I doubt that...
verify your steem-engine account name that you used (should be this one)

09.02.2020 19:22
0

I'm pretty sure I got it now, that message is a bit old. :0)

09.02.2020 20:16
0

Good, I knew I sent it and was careful on Spelling LOL
But ya never know... I messed up on one name last time
and sent a little SPI to a dead account, I was gonna use
that screen name and intercept the funds, but it was taken.

09.02.2020 22:35
0

Upvoted and resteemed, amazing post and well written πŸ˜‰πŸ‘ explains it well.

01.02.2020 15:12
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 00:38
0

Hey Sassa! Join the @spinvest-neo account for earning Moar SPI!!!
We service the #neoxian and PalNet groups.

10.02.2020 02:37
0

Alright, resteeming!

Posted via Steemleo

01.02.2020 15:37
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 00:38
0

Upvoted and resteemed. Thanks for the explanation ... very well done.

01.02.2020 15:44
0

Thank you my friend, 0.20 SPI token sent :)

Thank for the nice comment

02.02.2020 00:38
0

Resteemed.

!BEER

01.02.2020 15:57
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 00:38
0

View or trade BEER.


Hey @spinvest, here is a little bit of BEER from @eii for you. Enjoy it!

Learn how to earn FREE BEER each day by staking.

01.02.2020 15:57
0

resteemed, Gonna watch this project for sure

01.02.2020 18:49
0

Thank you my friend, 0.20 SPI token sent :)

Feel free to check old posts are ask questions on the discord server. A link at the bottom of the post

02.02.2020 00:39
0

Excellent work Resteemed!!!
And upvoted!

01.02.2020 19:07
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 00:39
0

This is so very true! If we all did what we should have done, the sky would have been the limit. You make a great point! Re-steemed!!

01.02.2020 19:23
0

Thank you my friend, 0.20 SPI token sent :)

Little and often is the key to much

02.02.2020 00:40
0

Thank YOU!πŸ˜ŽπŸ‘πŸ˜

02.02.2020 03:41
0

Point well taken! Thanks for doing what you do! Re-steemed!

01.02.2020 19:24
0

Thank you my friend, 0.20 SPI token sent :)

Glad you enjoyed the post, thank you for your nice words

02.02.2020 00:40
0

$5 is not much to invest at all. Good points taken. Re-steemed.

01.02.2020 19:27
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 00:40
0

Point taken! Thanks. Re-steemed

01.02.2020 19:29
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 00:40
0

$5 dollars a week is giving up one coffee or a pack a cigarettes. Well worth the sacrifice. Re-steemed

01.02.2020 19:31
0

Coffee and cigarettes are both additive, swap unhealthy additions are healthy ones :)

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 00:42
0

Good post and straight to the point. Seems to me that everyone could afford at least $5 per week and think of the return! Thanks . Resteemed

01.02.2020 19:33
0

Thank you my friend, 0.20 SPI token sent :)

It all ends up quickly,

02.02.2020 00:42
0

So you're paying people to spam me with this advertisement on your unregulated hedge fund?

That's an easy mute! I encourage everyone else to do the same, and/or tip off the whalebots that downvote this kind of thing to oblivion.

01.02.2020 20:12
0

If you take 1 thing away from this post please let it be.................

You missed the point of the post. and............an investment club and an investment hedge fund are 2 different thiings. I ueess doing a quick google search is ver youur head. Are maybe you know nothing about SPinvest and are just a hater.
Most stoners embrace the concept

SPinvest is an Investment ClubI am going to go down this route because it looks much easier and cheaper than going other routes. An investment club is also going to be naturally more interactive which is perfect for our platform. Investment Clubs are exempt from the provisions of the Financial Services Act of 1986 in the UK and In general, investment clubs are unregulated. In United States, the U.S. Securities and Exchange Commission (SEC) requires any entity with more that $25 million to register under the Investment Advisers Act of 1940. Investment clubs typically set up as legal partnerships without having to incorporate themselves. This requires me to set up a constitutional agreement everyone would have to agree as a legally binding document. In a partnership, the club is not liable to pay taxes, each individual investor is responsible to pay their own taxes as they would any other investment based on the the gains made from the clubs income and gains. This can be set up through HMRC as an informal partnership Investment club with the constitution being the legal partnership.

02.02.2020 00:22
0

just show him the Blaze Up UPDATE and he'll join immediately

πŸ˜΅πŸ˜³πŸ˜‰πŸ˜‰πŸ˜‰

09.02.2020 19:18
0

resteemed

Posted via Steemleo

01.02.2020 20:49
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 00:38
0

Resteemed.
Simple and good explanation :-)

milkandtators

01.02.2020 20:51
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 00:45
0

Thank you :-)

02.02.2020 07:58
0

Resteem complete !trdo

Posted using Partiko Android

01.02.2020 22:07
0

Congratulations @sparkesy43, you successfuly trended the post shared by @spinvest!
@spinvest will receive 0.01944000 TRDO & @sparkesy43 will get 0.01296000 TRDO curation in 3 Days from Post Created Date!

"Call TRDO, Your Comment Worth Something!"

To view or trade TRDO go to steem-engine.com
Join TRDO Discord Channel or Join TRDO Web Site

01.02.2020 22:07
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 00:46
0

I saw my niece and her family today (3,5 and 8). She's got them all on the penny a day challenge, they do jobs for their grandma and grandad at the weekend to earn pennies for their savings tins. One told me she's saving for university (and a phone).

01.02.2020 22:40
0

That's fantastic news, get them when they are young. Damn saving for uni already, i think the phone will come first.

Well done to Granny and Granddad for supporting them in pocket change to be able to start saving at such a young age. Not too often a comment makes me smile but this one did.

Thank you for sharing.

02.02.2020 00:49
0

Did you send my resteem bonus? 😍

02.02.2020 09:43
0

did you check your SE wallet?

02.02.2020 11:40
0

πŸ‘

02.02.2020 13:39
0

Resteemed

02.02.2020 02:41
0

DONE, voted, etc :D

Nice Presentation @taskmaster4450 and @silverstackerUK

OH! (Re-steemed)

02.02.2020 03:10
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 03:20
0

!trdo

02.02.2020 03:19
0

Congratulations @kaniz, you successfuly trended the post shared by @spinvest!
@spinvest will receive 0.02226488 TRDO & @kaniz will get 0.01484325 TRDO curation in 3 Days from Post Created Date!

"Call TRDO, Your Comment Worth Something!"

To view or trade TRDO go to steem-engine.com
Join TRDO Discord Channel or Join TRDO Web Site

02.02.2020 03:19
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 11:45
0

Resteemed, its a great idea. Very simple.
Here is some tips from me
!trdo

02.02.2020 03:40
0

Congratulations @ekushya, you successfuly trended the post shared by @spinvest!
@spinvest will receive 0.34184025 TRDO & @ekushya will get 0.22789350 TRDO curation in 3 Days from Post Created Date!

"Call TRDO, Your Comment Worth Something!"

To view or trade TRDO go to steem-engine.com
Join TRDO Discord Channel or Join TRDO Web Site

02.02.2020 03:40
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 11:45
0

Good, SPI is a good tokens.
Resteemed.
!shop

02.02.2020 04:07
0

Thank you my friend, 0.20 SPI token sent :)

02.02.2020 11:44
0
Hi~ spinvest! @cloudblade has gifted you 1 SHOP! ![]() Currently you have: 1 SHOP

View or Exchange SHOP Please go to steem-engine.com.

Are you bored? Play Rock,Paper,Scissors game with me!
02.02.2020 04:07
0

ty

03.02.2020 08:01
0

Oh my GodοΌζˆ‘η«Ÿη„ΆδΈηŸ₯ι“δ½ ζƒ³θ―΄δ»€δΉˆοΌ

03.02.2020 08:02
0

Resteemed and upvoted!

Posted using Partiko Android

02.02.2020 05:48
0

Thank you my friend, 0.20 SPI token sent :)

03.02.2020 08:05
0

Resteemed
!trdo

02.02.2020 05:52
0

Congratulations @shitsignals, you successfuly trended the post shared by @spinvest!
@spinvest will receive 1.65549825 TRDO & @shitsignals will get 1.10366550 TRDO curation in 3 Days from Post Created Date!

"Call TRDO, Your Comment Worth Something!"

To view or trade TRDO go to steem-engine.com
Join TRDO Discord Channel or Join TRDO Web Site

02.02.2020 05:53
0

Thank you my friend, 0.20 SPI token sent :)

03.02.2020 08:06
0

Resteemed...

Posted using Partiko Android

02.02.2020 08:51
0

Thank you my friend, 0.20 SPI token sent :)

03.02.2020 08:06
0

Received thank you 😊

03.02.2020 21:41
0

Resteemed

!trdo

02.02.2020 10:48
0

Congratulations @techtip, you successfuly trended the post shared by @spinvest!
@spinvest will receive 0.28737788 TRDO & @techtip will get 0.19158525 TRDO curation in 3 Days from Post Created Date!

"Call TRDO, Your Comment Worth Something!"

To view or trade TRDO go to steem-engine.com
Join TRDO Discord Channel or Join TRDO Web Site

02.02.2020 10:48
0

Thank you my friend, 0.20 SPI token sent :)

03.02.2020 08:06
0

Resteemed!

02.02.2020 12:42
0

Thank you my friend, 0.20 SPI token sent :)

03.02.2020 08:06
0

Resteemed...

02.02.2020 12:44
0

Thank you my friend, 0.20 SPI token sent :)

03.02.2020 08:06
0

Very interesting project.
Resteemed.

02.02.2020 13:17
0

Thank you my friend, 0.20 SPI token sent :)

03.02.2020 08:06
0

02.02.2020 15:50
0

super-tastick

03.02.2020 08:07
0

Just FYI Weedcash is for cannabis and psychedelic related content, posting non related content will result with down votes in the future.

02.02.2020 19:32
0

Roger that,

Thank you for the heads up. It'll not do it again :)

03.02.2020 08:01
0

Nice idea! Resteemed the post!

Posted via Steemleo

03.02.2020 14:49
0

Congratulations @spinvest, your post successfully recieved 2.32642126 TRDO from below listed TRENDO callers:

@sparkesy43 earned : 0.01296 TRDO curation
@kaniz earned : 0.01484325 TRDO curation
@ekushya earned : 0.2278935 TRDO curation
@shitsignals earned : 1.1036655 TRDO curation
@techtip earned : 0.19158525 TRDO curation


To view or trade TRDO go to steem-engine.com
Join TRDO Discord Channel or Join TRDO Web Site

04.02.2020 13:51
0