See our MVP
The Crypterium Cryptobank will be a first step in satisfying this demand. It will be made available for download via the IOS or android marketplace and is planning to be ready-to-use on mobile devices immediately. Unlike conventional mobile banks that take weeks to process and issue cards, the Crypterium Cryptobank provides an instant processing engine for both fiat and crypto based currency transactions while enabling inter-changeability between the two. With Crypterium's digital bank customers will finally be able to use cryptocurrencies to pay for fiat based goods without transactionlimits and with low commission on any of the world’s existing 42 million payment terminals and many internet stores and payment points. Crypterium's technology platform is developing to be based on algorithms that allow for the most efficient exchange rates matching across natural peer-to-peer flow as well as third party Crypto-exchanges. This is planned to be quickly followed by a range of complimentary banking services from simple Peer to Peer payments to Cryptocurrency backed lending.
Crypterium aims to meet the banking needs of the Cryptocurrency Era.
Leading Cryptobank for the Cryptoeconomy
Crypterium's goal is to provide a complete vertically integrated service that encompasses the best ideas from the entire community of the world's best blockchain enthusiasts.
Instant cryptocurrency payments without limits in 42 mln stores Loyalty programs and cashback Contactless payments via NFC, QR, ApplePay, AndroidPay
Solutions for every sphere of retail trade and services Native integrations with POS software Crypto-to-fiat settlements
AppStore for retail cryptocurrency software and solutions Own decentralized server infrastructure Third-party integrations – Easy!
Blockchain Based Loans
Instant loans anywhere in the world Combination of current scoring systems and smart contracts Uniﬁed exchange for liquidity and lowering risks
Crypterium is a contactless cryptobank for everyone
Everything you need in your smartphone: payments, transfers, currency exchange, instant loans. Our goal - replace your bank.
- No more wait times for your card to be issued. You will get your virtual card just after registration.
- No limits on transaction volume. Seriously, no limits in crypto or ﬁat.
- No need for currency exchanges. Instant payments in ﬁat money or cryptocurrencies internationally.
- Integration with third-party payment wallets or services (PayPal, Gyft, WeChat, Alipay, PayTM)
- Loyalty programs and cashback for every transaction, increased cashback for token holders.
- Contactless payments options – ApplePay, SamsungPay,AndroidPay, QR code mechanics and many others.
We are creating a global cryptopayments infrastructure
- Merchants receive ﬁat money even if payment is made in cryptocurrency
- Ready-to-use solutions for e-commerce platforms and site builders
- Commissions are lower than card acquirement — only 0.5%
- In-built exchange, marketing platform and solutions for automatic loyalty programs
- Integrations with main POS software: R-keeper, Inpass, Cegid, Amber 18 uniques solution for every sphere of retail trade and services:
- SMB, street-retail, HoReCa, e-commerce, transport sphere, vending, parking and others
Technology of a blockchain based credit system
Credit subtoken (CRED) gives the opportunity to create a full-fledged banking structure and interest interactions based on blockchain.
A customer obtains a Crypterium Credit Currency Loan, CRED, underpinned by a smart contract that takes account of that customer's unique credit rating and in turn applies specific interest rates and conditions (which may or may not include collateral).
The customer then converts the loan into a currency of his choice on a dedicated currency exchange. This is done seamlessly within Crypterium at the request of the customer.
Liquidity, guaranteed by Crypterium, will reduce volatility and adjust interest rates. The credit itself may also be tracked to a world currency index to avoid sharp fluctuations.
At the end of the loan period, the borrower must repay in CRED including interest, purchasing the cryptocurrency from the CRED Currency Exchange
The borrower has now completed his repayment obligations and has amended his credit score for future loan requests
The cycle of crypto to fiat and back again, creates an inherent need for Crypterium based services and ultimately an enhanced demand for CRED
Crypterium's technology platform is based on algorithms that ensure the most efficient bid-offer matching across natural peer-to-peer flow as well as third party crypto-exchanges. All historical transactions are stored in a dedicated data-warehouses that continuously analyses the data to enhance risk management and identify predictive behaviours, and in turn enable Crypterium to optimize the cryptocurrency exchange process and better educate the customer on possible payment strategies, for example, it may highlight different payment mixes depending on the current cryptocurrencies valuations. In other words, everything possible is done to ensure that the customer gets the best deal.
CRPT Token Properties
CRPT— “GAS” in Crypterium transactions 0.5% from every transaction in CRPT tokens is “burned” forever for conducting the transaction. “Burning process” is decentrally regulated by smart-contracts. 0.5% will be calculated based on current exchange rate. CRPT tokens issued during the ICO are the only tokens which will be issued by Crypterium.
CRPT supports users and tokenholders
MLP Monthly Loyalty Program Up to 30% of Crypterium’s transactional income forms the Monthly Loyalty Program which is aimed on stimulating users to make more transactions via Crypterium and also to encourage especially active users. Loyalty rewards are made in CRPT tokens, which are purchased by Crypterium from public and private exchanges based on the current exchange rate at the time of purchase. Each user’s loyalty rewards depends only on the amount of transaction he/she is made during the month in Crypterium services.
The total income of Crypterium for the month was $5,000,000, of which $1,500,000 was used to buy tokens and fill up cashback fund. The distribution will occur this way: imagine that in the platinum group are 1,000 tokenholders, who made transactions for $1,000,000 in total. At the same time, one of the tokenholders made transactions for $10,000, therefore making 1% of the total volume of group's transactions. This means that he will receive 1% of the volume of the token fund in CRPT tokens, which in dollar terms will be $7,500 dollars. This is a good motivation to make further transactions.
Distribution of Tokens
Upon launch, a single CRPT token is valued at 0.0001 BTC (due to the USD equivalent value of a single Bitcoin this is a more convenient measurement of value). For equivalent prices in other cryptocurrencies, the following exchanges will be used; Kraken, Bitstamp, Bitfinex and Poloniex.
● 70%: Total ICO distribution to the community
● 15%: Tokens allocated for marketing and loyalty purposes
● 9%: Reserved for the founders and management of the ICO
● 3%: Reserved for ICO partner advisers
● 3%: Reserved for marketing campaign team
Set start of ICO : 31 October 201724 October 2017 : Tokenholder account registration31 October | 10:00:00–6 November : Early Sale
- 30000 + Token purchase amount …… 30% TOKEN PREMIUM
- 10000 + Token purchase amount …… 26% TOKEN PREMIUM
- 3000 + Token purchase amount …… 23% TOKEN PREMIUM
- 1+Token purchase amount …… 20% TOKEN PREMIUM
7 November — 27 November : Bonus Sale
- 7 November — 13 November : +15% TOKEN PREMIUM (1+ Token purchase amount)
- 14 November — 18 November : +10% TOKEN PREMIUM (1+ Token purchase amount)
- 19 November — 23 November :+6% TOKEN PREMIUM (1+ Token purchase amount)
- 24 November — 27 November : +3% TOKEN PREMIUM (1+ Token purchase amount)
28 November 2017–13 January 2018 : Token sale with no bonuses14 January 2018–25 January 2018 : Token allocation and destructionof unused tokensFebruary 2018 — March 2018: Listing on token exchanges
Cost of 1 token CRPT : 0.0001 BTC
Term of token sale: 75 days with the possibility of an automatic early completion in pursuing the final goals of ICO
Expanded goals after start of ICO:Impossible
Technical limitation of number of tokens:300 000 000
Adjustable emission: All unsold and unallocated tokens will bе destroyed and additional release оf tokens will not be possible
Secured ways to purchase tokens: Bitcoin (ВТC), Ethereum (ETH), fiat payments
Twitter : https://twitter.com/crypterium